PDA

View Full Version : How to pay for a new or used bike.....


bikerboy
08-23-2005, 01:43 AM
Pick a letter....

Ok here's the deal. What do you do?

In a few dyas i will most likrly be able to pay off my truck. I owe about $3500. If I were to pay it off, my credit score goes up, and what do you do?

DO you.................

A. pay it off, take a loan against it and start paying on the truck again that yoiu were finished? You get a BETTER rate as the bank has collateral though.

B. pay of fthe truck, finance from scratch on the bike or finance new but may be declined maybe. Have a few credit cards outstanding...

C. Sell other truck pay off at least one credit card, pay off the truck, and THEN finance from the bank.

oh yea, what's better. Financing from a bank or by the maker? The sales guy told me don't do ANY credit from ANY dealer. If you miss one payment interest is like a credit card and will go up to 21.9%.... With regualr, its fixed....



What do you think fellas.......

Craig_xB
08-23-2005, 09:02 AM
I would go

B.
C.
A.

By not having a lean on the truck you are better off incase somethin happens to it, etc.
You are better off only having money out for the item that you are pain for...know what I mean.

Financing from a bank us usually the way to go. But sometimes you can get decent finance from the dealer, just make sure to ask questions and know what they are signin you up for. Many dealers will finance through banks so you dont have to piss with doin that shit yourself.

hessogood
08-23-2005, 09:08 AM
I suggest you do what your parents did, get a job sir. The bums will always lose. Do you hear me Mr. Lebowski?

MikeM
08-23-2005, 09:45 AM
1. Pay off the truck
2. Work and save up a few grand
3. Buy a used bike for $3000 cash, you can find decent ones for that price
4. go take another shower, you still smell like skunk

LEASNIT
08-23-2005, 12:41 PM
I suggest you do what your parents did, get a job sir. The bums will always lose. Do you hear me Mr. Lebowski?

LOL... :fiddy:

bikerboy
08-23-2005, 09:25 PM
I suggest you do what your parents did, get a job sir. The bums will always lose. Do you hear me Mr. Lebowski?


I have one sir. Supervisor at a Medical School at my college. Just waiting until I get in myself.You better shut up before I punch Gary Slidel in the face as well as Milton....

hahahaa



beotch....

bikerboy
08-24-2005, 12:47 AM
1. Pay off the truck
2. Work and save up a few grand
3. Buy a used bike for $3000 cash, you can find decent ones for that price
4. go take another shower, you still smell like skunk

1. Am about to pay it off in 2-3days.
2. work up and save a few grnad? Financing is beter. I can build my credit as well as get something a few grand more with low costs. This would take time. Then by the time its saved, it'd be winter. Or the beginning of summer and I would have still spent $400/mo
3. Nah, that would be downgrading. I want to get something better and newer. Not something that I'll have to nickel and dime to keep it running. This is going to be my daily driver, my track bike, my mild stuntbike until it gets old.
4. Yea, My house smells. But I finally got a new air condition by the landlord after 2 wks of no air in 99 degree weather w/ 93% humidity. Its smel has changed and is a bit different. I guess its decreasing. I have gotten used to it after a while.